How did Zable decide on my rate?

When you request a loan from Zable, we assess many data points enabling us to provide a rate personalized to your circumstances. As our rates are personalized, they are non-negotiable. Our personal loan Annual Percentage Rate (APR) ranges from 9.22% to 35.99%* based on your creditworthiness.

* Rates as of July 30, 2024. The lowest rate quoted assumes excellent credit and a loan term of 60 months. Your APR will depend on a variety of factors including your creditworthiness and term of loan. Zable offers personal loans with a period of repayment between 12 - 60 months. For example, if you borrow $10,000 for 60 months at 19.4% APR with an origination fee of $500.00, to repay your loan you will have to make 60 monthly payments of approximately $248.53. Please refer to the information provided at time of application for important information on rates, fees, costs, conditions and limitations. Minimum monthly payments required.